Privacy Policy for Smart i Expenses Manager

Effective Date: 12-10-2025

Ellipse Software Technology ("we", "our", "us") operates the Smart i Expenses Manager mobile application (the "App"). We values your privacy. This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our App and the choices you have associated with that data.

As we update, improve and expand the Smart i Expenses Manager App Service, this policy may change, so please refer to it periodically. By accessing the App or otherwise using the FinArt App Services, you consent to collection, and use of the personal information you provide (including any changes thereto as provided by you) for any of the services that we offer.

This policy must be read in conjunction with our Terms of Use.

The Company respects the privacy of the users of the Smart i Expenses Manager App Services and is committed to reasonably protect it in all respects. The information about the user as collected by the Company is: (a) information supplied by users and (b) information automatically tracked while using a mobile device having Smart i Expenses Manager App Services enabled (collectively referred to as Information).

Information Collection and Use

To avail certain services on the Smart i Expenses Manager App, users are required to provide access to their phone's app notifications, device ID, email address, device name, device model and any other such information as required. This also includes the app notifications for which the access is separately granted by the user. The Information as supplied by the users enables us to improve the Smart i Expenses Manager App and provide you the best app experience. All required information is service dependent and the Company may use the above said user Information to maintain, protect, and improve the Smart i Expenses Manager App Services and for developing new services.

Notification Access

For the purpose of providing automated expense tracking service, App has the ability to read the messaging Notifications in user's phone. For this, Your explicit consent is taken and you have to manually grant access to Smart i Expenses Manager by visiting the App Permissions page. App Notifications are also used to train our engine in order to improve the App services. The collection of such information is only limited to the extent that such data is available in the relevant messages. Smart i Expenses Manager may also record the identity of the product or service and the price or fee paid or payable in respect thereof.

Device Information

Optional User Data

How We Use Information

We use the information solely to:

Data Storage and Security

Permissions Required

To ensure the app functions properly, Smart i Expenses Manager requires:

SMS Access and Financial Transaction Processing

Smart i Expenses Manager requests permission to receive and read SMS messages only for the purpose of detecting financial transactions such as debit and credit alerts from banks, card providers, and digital payment services.

The App uses this information to automatically track expenses and income, categorize transactions, and generate spending insights using AI-based categorization.

Important Privacy Safeguards:

This permission is used strictly to enable automatic expense tracking and financial insights for the user.

Users can revoke SMS permission at any time from their device settings. If permission is disabled, automatic SMS-based expense tracking will stop, but the user may still add expenses manually.

Data Sharing

We do not sell, share, or rent your personal or financial information to any third party.

Data Retention, Managing Information

Your data may be retained for a reasonable time as necessary for providing you the required services or your explicit request to delete the data, whichever is earlier.

Your Rights

You have the right to:

Children’s Privacy

Our App is not intended for children under 13 years of age. We do not knowingly collect personal information from children.

Changes to This Privacy Policy

We may update this Privacy Policy periodically. You are encouraged to review it regularly. The updated version will be available in the App and on the Play Store listing.

Contact Us

If you have any questions about this Privacy Policy, please contact us: